Lou Beaird Coaching
Lou Beaird Coaching
Helping families get out of debt, stay out of debt and change their Family Tree!
  1. Cause of Debt
    03 Aug, 2016
    Cause of Debt
    The Average American Household Debt is $5,700. The average debt for “balance-carrying” households is $16,048, according to ValuePenguin.com They also report 38.1% of all households carry some sort of credit card debt. Why so much debt? There are a lot of reasons we find ourselves owing money. The Cause of Debt list below is accumulated from various sites online. Having some insight into why we have debt can help in reversing this predicament. "Understanding debt and it's underlying causes is
  2. Busy, Busy, Busy...
    26 Jul, 2016
    Busy, Busy, Busy...
    Do you wear your "busy-ness" like a badge of honor? "I'm just too busy!" We've all said it, but did you know you have the same amount of hours in the day as were given to Leonardo da Vinci, Helen Keller, Michelangelo, Mother Teresa and Albert Einstein? Are we really short on time, or is it that the task before us is not what we want to do?  Wouldn't you agree, we make time for the things that we consider most important?   Maybe this is just procrastination, putting off to tomorrow what you
  3. Beat the System: How to Save on Antivirus Protection
    12 Jul, 2016
    Beat the System: How to Save on Antivirus Protection
    I admit it. I scrutinize every purchase I make. I can’t help myself. I may even have been accused of going a little overboard. But, you decide: I compare the cost of toilet paper per square on competing websites. There I go showing my “crazy”! The result though? I found another unexpected way to save you money My latest price obsession: computer antivirus protection. You may already be aware that Norton charges more to renew your existing subscription than to purchase a new one. By the end of
  4. 5 Budgeting Myths You May Be Falling For
    28 Mar, 2016
    5 Budgeting Myths You May Be Falling For
    5 Budgeting Myths You May Be Falling For Inspired by and copied from DaveRamsey.com “If you don’t believe in something, you’ll fall for anything.” That’s the lyric to an old country song, and it makes sense—though it makes you wonder what someone who believes in car leasing might fall for. Anyway, you know us, and you know we want you to believe in budgeting—if for no other reason than the fact that it works! The worst part about the budget isn’t that it’s difficult (because it’s not). The
Certified by Dave Ramsey, I have been coaching families out of debt since 2005. A financial coach can help you...
  • Navigate through a financial crisis
  • Build a working budget
  • Eliminate debt
  • Establish a plan for retirement and college
  • Evaluate spending habits
  • Establish an emergency fund